Ever wondered where all your hard-earned money goes? You think you have a good budget and aren’t spending much money on frivolous things, but are you really? You will be surprised how many little things you buy on a daily or weekly basis that you don’t really need and could easily help you save some…
How to Decrease Your Monthly Utilities
You have recently taken a closer look at your utilities bill and wondered where all that electricity and money is going, am I right? You have also decided that maybe it is time to make some changes to save a little electricity and money and maybe be a little more environmentally friendly along with it….
How to Pay off Debt with a Debt Avalanche
You have probably heard or read about the debt snowball method and perhaps of the debt avalanche method and all you could think about is that white fluffy stuff everyone sings about during Christmas time. Well, this has nothing to do with sleigh bells jingling to announce your latest debt and everything about debt reduction…
How to Live Frugally Without Feeling Deprived
How many times have we watched a movie or a show in which a character announced a tightening of the belt, because lean financial times are ahead? Where everyone is being put on a budget and their struggle to cope is the means by which the comedy is created? Plenty of times. So, naturally we…
How to Budget When You Have No Savings
It can be very difficult to start a new budget or your very first budget ever, when you do not have any savings that can help you get started on paying those bills right away. You don’t want to fall behind, so you just pay what you can now and look for a good day/week/month…
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