Wouldn’t it be nice to have a month’s worth of bill payments tucked neatly aside? It certainly would. But how does one get started? Is it even possible? Living paycheck to paycheck has worked thus far, it isn’t ideal and you know there are better ways to take control of your financial situation. But how?…
How to Make a Grocery Budget
You have decided your grocery budget needs an overhaul? Or maybe you never really had a proper grocery budget and you want to get started, but don’t know how? Creating a grocery budget is a delicate affair. From impulse, hunger buying to under- or overestimating the amount of grocery you will need to last you…
Do You Have a Spending Problem? or an Income Problem?
Spending too much money can be a problem that can impact so many aspects of your future and your finances. When you’re a constant over spender you’ll find it hard to grow a savings account or save for retirement because there just isn’t enough money to go around. However, some people who think they have…
11 Tips to Save Money on Your Car Expenses
So, you are thinking about getting a car, but you want to make sure it doesn’t sap more money out of your budget than you are willing to part with? You love your frugal lifestyle and you want to apply your frugality to your new car investment? Owning a car can feel so liberating. You…
How to Budget with Cash Envelopes
Budgeting is hard. Sticking to a budget is even harder. I know. I have been there as a starving university student trying to make ends meet and as part of a one-income household and still have enough money in the bank to pay off that student debt. There are no magic tricks that make you…
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