You are working hard every day to stick to your budget. Frugality has become your lifestyle and you are making great strides towards your financial goal…until the weekend comes. Then precautions are thrown into the wind, treats and day trips are planned. Your hard earned and saved money slips through your fingers like sand on…
5 Reasons Why Dave Ramsey Sucks
If you have dabbled around in the personal finance field for a bit, you have probably come across Dave Ramsey’s 7 step program and/or his daily radio show. His approach is supposed to help people get out of debt, fix past financial mistakes and help them build a sound financial basis that will provide them…
How to Pay off Debt on a Small Income
Your debt is growing, but your income stays alarmingly small? You have no idea how you can make ends meet and pay off a past financial mistake that keeps getting worse? You feel doomed and your anxiety levels are rising dangerously high every time you get close to checking your bank statements. Do not despair….
How to Eat Out Frugally
Food is great. It’s delicious. And even more tempting when you don’t have to cook it. Let’s face it, most of us want to try as many different dishes as possible, but the thought of having to cook them at home can lead to frustrations and sometimes kitchen disasters. So, how do you keep feeding…
How to Pay Down Debt When You Can’t Pay The Bills
Have things not really gone according to plan and your debt has gotten a little out of control? You have decided to tackle your debt problem, but are not sure where to start? You are in good hands. I’m here to give you guidance on how to begin taking control of your debt and unburdening…
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